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Old 08-13-2014, 12:19 AM
jacobwhite08 jacobwhite08 is offline
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Credit card use most important factor in credit reports

I'm in the process of getting a large loan, and I would like to get my annual free credit report. Apparently, the CFPB has released a new study about credit history. It found, among other things, that charge card activity is the single most significant element analyzed by credit reporting agencies when determining credit history.
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Old 08-13-2014, 11:54 AM
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Cpl Miller Cpl Miller is offline
Join Date: Jul 2006
Location: Sacramento, Ca
Posts: 2,548
Even though my credit cards have a high limit I NEVER charge lot on them. That shows I don't mis-use the cards which I am sure helps your credit score.
Semper Fi

Cpl Miller 1964 - 1970 USMC
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cfpb, consumer financial protection bureau, credit cards, credit report

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