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Old 08-13-2014, 12:19 AM
jacobwhite08 jacobwhite08 is offline
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Join Date: Aug 2014
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Credit card use most important factor in credit reports

I'm in the process of getting a large loan, and I would like to get my annual free credit report. Apparently, the CFPB has released a new study about credit history. It found, among other things, that charge card activity is the single most significant element analyzed by credit reporting agencies when determining credit history.
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